Bradshaw Financial Solutions ltd
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What we offer
Providing you with peace of mind during your medical career
Welcome to Bradshaw Financial Solutions ltd
Some of the companies we use
Friends Provident exclusive
We can provide a replacement income for doctors employed by the NHS if they are unable to work due to accidental injury or illness
Free financial review
If you decide to take sabbatical leave, you will be treated as remaining in full-time employment for up to two years, meaning in the event of illness or accidental injury you will be assesed against your ability to perform your own occupation as a doctor
Newly Qualified Doctors
No upfront fees
The NHS Doctors'sick pay Initiative, a special feature of the Freinds Provident Income Protection Plan, could provide you with a replacement income, starting as soon as your NHS full sick pay ends, whatever your length of service. Premiums are guaranteeed so your cost will not increase unless you choose to increase your cover.
Fast efficient service
Sabbatical Leave
During your career as a doctor you may decide to take sabbatical leave, but how would you cope without an income if you became ill or sufferd accidental injury during this time?
A Friends Provident Income Protection plan could give you the financial peace of mind you need during the first two years of your sabbatical.
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The NHS provides you with maximum sick pay entitlement after five years' service but, until you reach five years, entitlement is very limited and may not cover basic expenses
Private earnings
Although not include under the doctors' sick pay initiative the Friends Provident Income Protection Plan could also cover private earnings.
HIV/Aids
0800 123 456
Friends Provident understands that in a medical profession there is a slight risk of accidentally contracting HIV/AIDS. As we dont have a HIV/Aids exclusion, we can provide you with full cover against this infection.
Increasing your cover
To help accommodate for any pay rises and inflation, you can choose for your income replacement level to rise by 5% every year, regardless of any changes in your state of health.
Providing there is more than 10 years left on your policy, you also have the option to increase your cover by up to 30% every 3 years to reflect the progression of your career, without having to provide further medical eveidence.
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